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Savings Account

•  Designed as a basic savings account, especially for those with limited banking needs. Ideal for a first account for your children or for those people who need only the most basic of savings accounts.
• The minimum deposit required to open this account is $100.00
• You must maintain a minimum balance of $200.00 in the account each day to avoid a fee and obtain the Annual Percentage Yield.
• There are no deposit limitations. Withdrawal limitations do exist. Refer to our Fee Schedule.
• Your interest rate and Annual Percentage Yield may change. At our discretion, we may change the interest rate on your account at any time.
• Interest begins to accrue on the date of deposit if received by 3:00 p.m.
• Interest is compounded monthly and credited to your account monthly. The statement is prepared bi-annually. If you close your account before interest is credited, you will not receive the accrued interest.
• We use the daily balance method to calculate the interest on your account. This method applies a periodic rate to the daily balance in the account for the period.

 

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